What our legal terms cover
These terms explain how your account is created, how identity checks may be requested, how wallet records are stored, and how disputes are handled when you contact us. We write the legal position for India in plain English, but access and eligibility always depend on local
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law and are available where local law permits. If a rule changes in your State or Union Territory, our account team may limit access, ask for extra verification, or close a pending request. Payment references for UPI, Paytm and PhonePe are used only to match wallet
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entries, receipts and withdrawals with your account activity. Nothing on this page changes any law that applies to you; it explains how we handle the account relationship from our side.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.